LisaStubleyResidentialPAPA

Lisa K. Stubley, RES, CFE Manager

Residential properties include single-family homes, vacant residential sites, multifamily homes up to four units, and mobile homes. The first step in our assessment process is to determine the market value of the property. The process includes reviewing sales of similar type properties in the area as well as the cost to replace improvements on the property.

Per Florida Statute 193.023 (2), our office must conduct a physical inspection at least every five years through on-site visits or aerial photography to review any improvements on site.

For more information about a specific property, email myhouse@pbcpao.gov or call the Property Appraiser's Office branch office nearest your property location:

East/Central County - 561.355.2883
301 North Olive Avenue
West Palm Beach, FL 33401

North County - 561.624.6795
3188 PGA Boulevard, 2nd Floor
Palm Beach Gardens, FL 33410

South County - 561.276.1201
14925 Cumberland Drive
Delray Beach, FL 33446

Mid-West County - 561.784.1210
200 Civic Center Way, Suite 200
Royal Palm Beach, FL 33411

Sometimes, mobile homes can be assessed and taxed as real property, similar to a single family home. To do this, the owner of a mobile home must permanently affix the mobile home to land they own.

Our office can help you submit the Declaration of Mobile Home as Real Property form. To submit this form, you’ll need:

  • The title for the mobile home
  • A lease agreement/affidavit/deed for the land with a CFN number
  • A power of attorney letter, if applicable
  • A copy of your driver’s license

You can submit this form to our office via email at mobilehome@pbcpao.gov.

Once your Declaration is approved, you must buy a RP (real property) decal. RP decals are a one-time purchase from the Tax Collector’s office. Mobile homes with a RP decal are taxed annually as real property.

If not assessed as real property, Florida either taxes mobile homes with an annual license tax, similar to a vehicle, or as tangible personal property. More information on the annual license tax is available from the Tax Collector. You can contact the Tax Collector at 561-355-2264 to register a mobile home or to verify its registration.

Florida Statute 193.023: https://m.flsenate.gov/Statutes/193.023

How is residential property valued?

Residential property is assessed based on a value derived from our CAMA (computer-assisted mass appraisal) system. The CAMA system incorporates construction costs and depreciation factors that are calibrated to local market conditions and market-derived land rates utilizing sales from the market area. CAMA takes into consideration the parcel’s site size as well as the improvements.


Why doesn’t my Total Square Feet equal my Acres?

On a property detail page, you may notice that the Total Square Feet is different than the Acres noted. The Total Square Feet is the total square footage of the improvements (buildings) on the property. The Acres are the total acres of land on which the buildings sit.


Is a mobile home real property? How do I register my mobile home as real property?

Sometimes, mobile homes can be assessed and taxed as real property, similar to a single family home. To do this, the owner of a mobile home must permanently affix the mobile home to land they own. More information from our Residential Department»

What is the difference between market value, assessed value, and taxable value?

Every parcel of real property has a just value, an assessed value, and a taxable value.

The just value is the property’s market value.

The assessed value is the just value minus assessment limitations like the 3% or 10% Save Our Homes cap. More information on the Save Our Homes cap»

The taxable value is the assessed value minus exemptions and is the value the tax collector uses to calculate the taxes due. More information on exemptions»


Why did my taxes go up?

Property taxes have two components: the value of your property and the tax rate.

The value of your property is impacted by:

  • Changes in assessed value, as of January 1
  • Changes in applied exemptions
  • Changes in applied caps

The other half of your tax bill is the millage, the tax rate that is set by your county, city, or other agency with taxing authority.

If property values rise and tax rates stay the same, tax bills could increase. If property values stay the same and tax rates rise, tax bills could increase. If either half of the equation decreases, tax bills could decrease.


Why are my taxes higher than the previous owner’s?

When the property changes ownership, Florida law requires the property appraiser to remove exemptions and reassess the property so the assessed value equals the just or market value. This takes effect on January 1 after the property is purchased.

The assessments of homesteaded properties are capped at a maximum of 3% per year and non-homestead properties are capped at 10% per year. The cap starts in the year following purchase, so the previous owner may have purchased their home many years ago, resulting in a significant cap savings. More information on the Save Our Homes cap»

Exemptions move with the property owner and do not stay with a property. So any exemption the previous owners may have enjoyed go with them to their next property. More information on exemptions»


Why are my taxes higher than my neighbor’s, since we have the same type of property?

Your home may be similar - or even identical - to your neighbor’s, however, the values and the taxes can be very different for a number of reasons.

The assessments of homesteaded properties are capped at a maximum of 3% per year and non-homestead properties are capped at 10% per year. The cap starts in the year following purchase, so your neighbor may have purchased their home at a different time than you, resulting in a different capped value. More information on the Save Our Homes cap»

In addition, Florida property owners can “port” their cap savings from one homestead to another, which also impacts assessed value and taxes. More information on portability»

Lastly, your neighbor may be benefiting from certain exemptions that also lower taxable value and ultimately, taxes paid. More information on exemptions»

A better comparison between similar properties is market value, which is not impacted by caps or exemptions.


Why did my market value go up more than 3%?

The 3% homestead cap and 10% cap for non-homesteaded properties applies to the assessed value and not the market value.

Market value is our estimate of what your property would sell for and there is no limitation on how much that value can be increased from year to year.

Assessed value is the capped value that cannot go up more than 3% for homesteaded properties and 10% for non-homesteaded properties. The assessed value minus any exemptions will then give you the taxable value. More information on the Save Our Homes cap»


What are my options if I disagree with my valuation?

Property owners who disagree with their property assessment or feel they should not have denied an exemption may:

  • Contact our office for an informal review of the matter - Our office encourages property owners to contact us regarding their concerns prior to filing a petition. In preparation for this discussion, records on your property are available by searching this website at or calling us at 561.355.3230.
  • File a petition for adjustment with the Value Adjustment Board (VAB) - The VAB is administered by the Palm Beach County Clerk & Comptroller’s Office, which is independent of the Property Appraiser’s Office. If the matter cannot be resolved, you can file a petition with the VAB. You may visit the Clerk of the Circuit Court & Comptroller’s VAB website: https://www.mypalmbeachclerk.com/departments/value-adjustment-board-vab for online petition filing.
  • Both of the above

How can I estimate what my tax bill will be?

To determine what your property taxes may be, simply search for the property. At the bottom of the property detail page, you’ll see a “Property Tax Calculator” button. Enter your purchase price and whether or not you intend to homestead the property, and the calculator will give you a property tax estimate.


Are my taxes going to go up?

Property taxes have two components: the value of your property and the tax rate.

The value of your property is determined by our office, which is bound by law to fairly and accurately assess the value of real and personal property based on the status of the market as of January 1.

The other half of your tax bill is the millage, the tax rate that is set by your county, city, or other agency with taxing authority. Each taxing authority, whether a city or a special district, is led by elected officials who answer to the voters.

If property values rise and tax rates stay the same, tax bills could increase. If property values stay the same and tax rates rise, tax bills could increase. If either half of the equation decreases, tax bills could decrease.


Why can’t I find my address through the property search?

Our search uses predictive suggestions, so type slowly, and you should eventually see your property suggested by the search.

Because of this feature, the search does not function well when copying/pasting addresses.


How often are properties valued?

The Palm Beach County Property Appraiser’s office (and property appraisers who are governed by the Florida Constitution and Statutes) determine the assessed value of each parcel of property as of January 1 every year.


How did you know I had/am having work done?

Our office has created a Permit Portal with local municipalities so that we can access building permits in a timely fashion. Additionally, we physically inspect every property at least every five years and note any significant changes that have been made.


Why does the property appraiser need to physically come to my property?

Per Florida Statute 193.023 (2), our office must conduct a physical inspection at least every five years through on-site visits or aerial photography to review any improvements on site.


Can we see a sketch of our property?

Most sketches we have for a property are available on this website by searching for a property. There are some commercial property sketches that were originally drawn using Autocad (no longer used), which have not yet been converted to our current sketch system. These sketches can be emailed in PDF format upon request.


How do I change my mailing address associated with my property?

Why does this property show a zero assessment?

If you are searching for a newly created (split or joined) parcel, there will be no history to display. Therefore, previous year’s data may display as zeros.


How do I find the PCN for a specific property?

You can search for a property by name or address. Once you’ve found the property, the Parcel Control Number, or PCN is the third item listed on the property detail page.


How is this property zoned? How do I find the zoning district for my property?

While our office strives to keep our records current, the best source of this information is the planning and zoning department. For properties located within city limits, contact the city’s Planning, Zoning, and Building Department (contact list here). For properties in unincorporated Palm Beach County, contact the Palm Beach County Planning, Zoning, and Building Department at 561.233.5000.


When was the roof last replaced on the improvements?

While our office strives to keep our records current, the best source of this information is the local permit department. PBC Municipality Permit Departments»


I don’t have homestead, but the value of my property is subject to the Save Our Homes cap. Why did my taxes go up more than 10%?

Property taxes have two components: the value of your property and the tax rate.

While the assessed values non-homestead properties are capped at 10% per year, the school tax is based on the market value of the property, and not subject to the 10% cap.

In addition, the other half of your tax bill, the millage, could also increase. This could also cause tax bills to rise more than 10%.

More information on the Save Our Homes cap»